Archive for the ‘Facebook’ Tag

Identity Theft, Flood Insurance, and antique coverage – Part One   1 comment

It’s hard to believe how quickly time is going by!  It seems like just yesterday that it was -30*F and now we’re nearly halfway through May already!  In  other words, I really hope you’ll forgive my lengthy absence from blogging.

Today I’m going to start a series addressing a couple different things to consider when insuring your home.  As you are certainly aware, things are moving at a pretty rapid pace these days – even for our government!  So that means there are a lot of things for you to keep up with as a home owner or renter, not the least of which are threats to the fidelity of your personal & financial identity and protecting your home against flood waters.

We’ll start with the one that affects virtually everyone – data breach and identity theft.  It’s hard to imagine that anyone hasn’t yet heard about the thieves that struck Target right before Christmas, accessing the credit information of millions of customers and having a major & long-term impact on Target, both financially and from a human resources perspective.  And, of course, there has also been the recent Heartbleed attack and the vulnerabilities of Internet Explorer.

Coupled with the dramatic increase in usage of social media , especially on smart phones, and the amount of business being done online means the chance of having your identity stolen has become dangerously high.  All you need to do is take a look at a couple statistics – here or here or here – to know that the risk now is greater than ever before.  Yet many customers do not have any form of identity theft coverage on their homeowner’s or renter’s insurance policy.  For a relatively minimal amount of premium – $25-50 a year on average – you can add typically $25,000 of identity recovery insurance.

Bear in mind, Identity Theft insurance is intended to assist you in restoring your good name by assigning you a coach or assistant to work you through the process, as well as paying for credit reports and monitoring, but not to restore what’s been stolen.  Your insurance company will, via your coach, work with the credit card companies to remove fraudulent charges and with your bank to restore what was stolen.  The final decision, though, rests with each of your financial institutions, not with your insurance company.

To summarize, for a minimal amount of premium each year, you can gain a lot of assistance in protecting your identity!  (PS – if you’re renting, and you don’t have a renter’s policy – that’s a cheap and easy problem to solve – much cheaper than you think!)

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Polesky Agency Instagram Contest details & rules   1 comment

As you may have heard, we are hosting a contest via Instagram and Facebook meant to help promote local businesses and their social media marketing efforts.  The details of the contest seem a bit complex, but in reality, it all works very easily.

Put simply, we are going to reward you for something many people are already doing – posting pictures of their favorite establishments on Instagram & Facebook!  All you have to do is go to your favorite local business, take a picture that you feel best or most creatively represents and promotes that business using Instagram (or a digital camera or phone if you don’t use Instagram), post it online, and tag the business and our agency.  Our agency’s Facebook page can be found at www.facebook.com/PoleskyAgency

Our independent judges will select three finalists and ultimately one winner.  What do you get?  How about a $200 gift card to the business in the winning picture!  The other two finalists will each receive a $25 gift card to the businesses they photographed.  Additional details are below.

We hope you enjoy our contest, and we hope that you will discover new places to check out here in Pittsburgh!  Good luck!

  • Take a digital picture best, most creatively, or interestingly represents your favorite Pittsburgh business.  You may photograph up to three businesses, but only post one picture of each – so make the picture you post good!
  • When posting on Instagram and Facebook, be sure to include in your caption #ThePoleskyAgency, as well as #’ing the business in question.  Note – you must like our Facebook page in order to participate.
  • You do NOT need to have an Instagram account to participate.  If you don’t have or use Instagram, simply post a picture on the Agency Facebook Page from your camera phone or digital camera.
  • You MUST post a copy of the picture on our Facebook (agency) page.  If the picture is NOT on our agency page, it will NOT be judged.   When posting on the agency page, make SURE that you tag the business represented in the photograph, whether it’s obvious what business it is or not.  Part of the idea is to promote THEIR social media efforts!
  • The contest will not be judged until at least 30 separate individuals have participated.  In other words, ten participants each posting three businesses does NOT trigger judging of the photos.  Our goal is have the contest judged on the first day of August.  Note, if we have more than 30 participants within the month of July, the contest will continue until July 31st.
  • A business can be represented by more than one participant.  However, if multiple participants choose the same business, and only one is chosen as a finalist or winner, the others who photographed the same business (but were not selected) will NOT receive a gift card.
  • The business must be within a 30 mile radius of downtown Pittsburgh (essentially, Butler to Washington and Greensburg to the Ohio border).
  • A group of impartial judges chosen by the agency will select the finalists and winner.  We are currently seeking five judges – two to select the finalists, and three to select the winner.  The number and arrangement of judges can change based on needs and availability.
  • Neither participants NOR businesses need to be a client of the Polesky Agency to participate and win.  The contest is available to anyone.
  • The Polesky Agency will purchase and pay for ALL gift cards.  Businesses are NOT required to contribute financially.
  • Businesses ARE encouraged to promote the contest and their business to their customers.  Businesses have free rein to promote the contest to their customers in any way they see fit, so long as it accurately and attractively represents the contest and our agency.
  • No purchase is necessary.  You don’t have to buy anything at the business you photograph, but then, why would you want to help promote them in the first place?!
  • The Polesky Agency reserves the right to update and change the rules of the contest at any time.
  • The Polesky Agency reserves final say in determining resolution of any and all disputes and discrepancies.
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