Motorcycle Insurance – coverage review

Good morning everyone! For those in Western PA, motorcycle season is very nearly upon us, and if you’re like me, that’s an exciting and gratifying thing indeed.  Four to five very long months of waiting can get rough on us all. One thing that tends to sit on the backburner is the motorcycle insurance renewalContinue reading “Motorcycle Insurance – coverage review”

Driverless cars – insurance for the future?

As you may have noticed, there is a lot of news coming out lately about driverless cars – Google is one of the main players in the field,  but Carnegie Mellon University made a big splash locally and nationally when it unveiled a very successful test-drive in the Cranberry area nearly two years ago.  AContinue reading “Driverless cars – insurance for the future?”

Identity Theft, Flood Insurance, and antique coverage – Part Three

In this final installment of our 3 part mini-series, we are going to review a little bit of information about coverage for antiques and high-value items you may have in your home. This is a topic that I covered briefly in my post reviewing homeowner’s insurance (HOI) in general.  As discussed there, while most HOI policiesContinue reading “Identity Theft, Flood Insurance, and antique coverage – Part Three”

Identity Theft, Flood Insurance, and antique coverage – Part Two

Hello everyone, we’re back again! This time we are going to briefly review the debacle that is flood insurance.  Operated by the National Flood Insurance Program (under the auspices of FEMA) or NFIP for short, flood insurance has gone through quite the upheaval lately.  This is due, in large part, to the fact that theContinue reading “Identity Theft, Flood Insurance, and antique coverage – Part Two”

Before you have work done on your home….

Good morning!  Today we have a very simple recommendation for you to consider before having a contractor come to do work on your home. Before you have a contractor (any type of contractor) come in to your home to work, you should have them provide you with a current certificate of insurance.  A certificate (example below)Continue reading “Before you have work done on your home….”

A review of Personal Insurance – Home Owners (Part 1)

Homeowners coverage.  Where to begin?  With your home, of course!  In this “installment,”  I’m going to review a couple things to keep in mind while reviewing or considering insuring your home – based on the assumption that you own, not rent. The primary “concern” of homeowners is protecting the actual dwelling itself.  As there areContinue reading “A review of Personal Insurance – Home Owners (Part 1)”

Concerns about the Affordable Care Act

Some of the reasons why the Affordable Care Act (ACA) gives me a great deal of concern about it’s potential economic impact: Employers are required to provide coverage if they have 50 or more full-time employees, or face paying taxes and fines Individuals are required to carry coverage, or face paying taxes and fines AContinue reading “Concerns about the Affordable Care Act”

A review of personal insurance – Auto insurance (liability)

Hey everyone!  It’s been too long since we’ve posted anything.  We’ll try to blend the purpose of this post between a good mix of information and ways to save.  Since our prior posts focused on business insurance, we’re going to start in a more widely useful direction – personal insurance. Auto insurance is, at leastContinue reading “A review of personal insurance – Auto insurance (liability)”

A defense for the insurance industry…. based on my own experience

I wrote this blog on the day that the incident occurred.  I decided to wait a few weeks and give myself time to cool down so I wouldn’t be posting in anger.  Nearly a month after the fact, I’m keeping it intact, as it’s mostly not about anger so much as it is informative aboutContinue reading “A defense for the insurance industry…. based on my own experience”

Comparing prices…………

Good morning one and all! This is a quick thought for those who compare pricing with your neighbors/friends/relatives etc to see whether or not your policy premium is competitive.  Can we please stop doing this?  It’s like comparing apples to galoshes.  Apples and oranges are probably much more similar than you and your neighbor’s insuranceContinue reading “Comparing prices…………”

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