Christmas Outtakes

As promised last weeks, here are some of the more amusing outtakes from last week’s photoshoot for our Christmas “card”: These next three would’ve made an amusing gif.  It appears almost as though she’s singing “Joy to the World!” like Clark Griswold. This is one of my favorites of all of them: These last picturesContinue reading “Christmas Outtakes”

Before you have work done on your home….

Good morning!  Today we have a very simple recommendation for you to consider before having a contractor come to do work on your home. Before you have a contractor (any type of contractor) come in to your home to work, you should have them provide you with a current certificate of insurance.  A certificate (example below)Continue reading “Before you have work done on your home….”

A review of personal insurance – Auto insurance (physical damage)

OK OK I know that I said I’d be back to finish up auto coverages a few days ago.  Business being what it is, it’s taken me a little while.  But here we are, and off we go! Last week we reviewed liability and injury coverages.  This week, we are going to review the coveragesContinue reading “A review of personal insurance – Auto insurance (physical damage)”

What the Hail?!

Some timely advice for local Pittsburghers who endured the relatively uncommon pelting of hail yesterday: Worried about hail damage? Don’t be! – Virtually every building (home or business) policy includes coverage for hail damage, even if you have a named perils policy. – Same for auto policies – if you carry comprehensive, you have coverage forContinue reading “What the Hail?!”

A review of business coverages – Part 2

Good afternoon one and all!  Today I’m going to give you a brief break down of one of the more straight-forward coverages for your business – Workers Compensation.  To put it simply, Workers Compensation is in place to pay for expenses due to a work related injury, illness, or death.  In addition, it will alsoContinue reading “A review of business coverages – Part 2”

A review of business coverages – Part 1

Today is the first part of a series reviewing various business insurance coverages.  Insurance companies will handle the various coverages differently, but some generalities can be made.  Many companies often use standardized forms provided by the Insurance Services Office, but certainly not all do.  Today’s coverages we will review are the Commercial Package Policy and BusinessContinue reading “A review of business coverages – Part 1”

A defense for the insurance industry…. based on my own experience

I wrote this blog on the day that the incident occurred.  I decided to wait a few weeks and give myself time to cool down so I wouldn’t be posting in anger.  Nearly a month after the fact, I’m keeping it intact, as it’s mostly not about anger so much as it is informative aboutContinue reading “A defense for the insurance industry…. based on my own experience”

4 ways NOT to save on your insurance (and what you should’ve done!) – part 2

Good morning one and all!  Sorry about the delay in getting a post up – Sammy’s been one busy blogger!  Too many bones in the fire, I guess.  For part two of 4 ways NOT to save on your insurance, we’ve decided that we are going to discuss removing coverages from your policy or cancelling theContinue reading “4 ways NOT to save on your insurance (and what you should’ve done!) – part 2”

3 coverages you’ve never reviewed (but have to have) – Business Edition

Hi hi!  I’m back this week to see what we can do to help our local business owner’s out.  Last week we went over some basic insurance annoyances.  This week we are going to take a look at how to avoid some of that pain come claims time!  The three main coverages we are goingContinue reading “3 coverages you’ve never reviewed (but have to have) – Business Edition”

A Whiskey Mama

bourbon | baking | bubbles | babies

Slightly Pretentious

Great Cocktails. Spectacular Stays. Only Slightly Pretentious.

The Partying Traveler

Survival of the Littest

Wanderlust Travel & Photos

Seeing the World One Trip at a Time

Take Back Roads

Seeking authentic American experiences, one back road at a time

Natalie Breuer

Natalie. Writer. Photographer. Etc.

Rare Historical Photos

And the story behind them...

coldbike

Cycling with kids, sometimes in the cold.

German is easy!

The blog for all who want to learn German...

frugalfeeding

n. frugality; the quality of being economical with money or food.

A Dog's Blog

Sammy Bo Journey, Insurance Dogger

Bucket List Publications

Indulge- Travel, Adventure, & New Experiences

The Butchered Pig

Food and musings...

Denise Minger

Rescuing good health from bad science.